Indexed Annuities

Indexed annuities are a type of annuity that provides interest payments based on how a specific market index is doing. Unliked fixed annuities, indexed annuities do not always provide a set amount of money.

This type of annuity is also sometimes called equity-indexed annuities or fixed-indexed annuities. Please contact us if you would like to discuss your annuity options.

Fixed Annuities

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings and provide a guaranteed death benefit for your beneficiaries. All guarantees are backed by the continued claims-paying ability of the issuing insurance company. You may want to consider investing in an annuity as part of your long-term financial strategy if:

  • You’re in a higher tax bracket and want to defer additional income.
  • You’ve reached your deductible limit on all your retirement accounts and wish to save more for retirement.
An annuity is different from most other retirement savings vehicles. It’s actually a contract between you and an insurance company. In return for making one or more premium payments, the insurance company agrees to provide you an income stream, usually during retirement. You can elect to receive payment all at once or as a series of payments, even for the rest of your life.

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